Personal Finance 101
Money doesn't have to be confusing. Personal Finance 101 is a practical, step-by-step guide for anyone who wants to take control of their finances, whether you're a student, a young professional, a business owner or a parent.
Inside, you'll learn how to:
Build a budget that works, using the 50/30/20 rule and other simple methods
Set clear financial goals and put them in order of priority
Save regularly and build an emergency fund
Understand credit and pay off debt using the snowball and avalanche methods
Start investing, and understand risk, diversification and compounding
Choose the right insurance and plan for retirement
Track your net worth and keep good financial records
Avoid common money mistakes and investment scams
The book includes 17 chapters, sample budgets, worksheets, charts and diagrams, a 30-day action plan, a 12-month roadmap, FAQs and a glossary of key terms. Examples use taka and cover savings options common in Bangladesh, and the principles apply anywhere.
About the author: Montu Das is the editor and founder of Smart Money Guide (www.smg24.com). He has a background in business management and worked as a financial associate at MetLife in Sylhet, Bangladesh. He is also a published contributor to The EIU Journal of Action Research.
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